Category: banking

Explore the RegTech Revolution

What the hell is a blockchain phone—and do I need one?

The first wave of crypto-focused smartphones from big players like Samsung is a small step toward a decentralized web. The crypto world is full of buzzwords, but if you can peel away the marketing fluff, you sometimes find innovation beneath the surface. You are often also reminded just how early it is in the history…
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19th March 2019 0

CubeLogic ranked number one in four categories in 2019 Energy Risk Software Rankings

# 1 for Enterprise Risk Management software system # 1 for Best Credit Risk Software #1 for Business Intelligence Joint # 1 for Best metrics and 5 other top 5 rankings   London, Thursday 14th March 2019 – CubeLogic, the market leading provider of business intelligence enabled risk management solutions for the energy, commodities and…
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15th March 2019 0

iSign International works with SoftPoint to create ‘unhackable digital wallet’

US-based cybersecurity solution developer iSign International has partnered with SoftPoint to build a secure, ‘unhackable’ digital wallet. By working together to create qkerPAY, the companies are hoping to give consumers and businesses a secure platform for online and offline payments. The new solution claims to be unhackable and this is achieved by utilising iSign’s six-factor…
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13th March 2019 0

How can banks build a genuine, effective digital culture?

The huge global increase in connectivity, prompted by the launch of mobile devices, has affected banks just as much as retailers. As a result, financial institutions have had no choice but to put digital at the front and centre of their strategies – using technology to enhance the customer journey at every touch point, personalising…
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11th March 2019 0

Visa and Mastercard could raise interchange fees

According to a report from the WSJ, Visa and Mastercard are considering raising interchange fees on card transactions in the U.S. Visa and Mastercard generate most of their revenue from these small processing fees, and it could have implications for merchants and fintech startups. When you pay with a credit or debit card, merchants pay…
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4th March 2019 0

SoftBank, TBCASoft work together to create blockchain-based identification services

SoftBank and TBCASoft have launched a blockchain-based identification and authentication working group under the Carrier Blockchain Study Group (CBSG). TBCASoft has created a new foundation application framework called CrossCarrier Identification System (CCIS), which supports the establishment of identification and authentication services. This working group will collaborate with the global consortium of telecom blockchain companies of…
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1st March 2019 0

New ECB guidelines extend active monitoring to intraday liquidity – but are banks ready?

November 2018 saw the publication of the ECB’s final guides on banks’ internal capital and liquidity management. The non-legally binding guidelines, which came into effect on 1 January 2019, focus on financial institutions’ internal capital and liquidity adequacy assessment processes (ICAAPS and ILAAPS). The new guidelines make clear the ECB’s desire for banks to strengthen…
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27th February 2019 0

Don’t just check that box. What if regulatory compliance actually enhanced business innovation and performance

“For companies, regulatory compliance does not mean just checking a box to keep the dogs at bay. It can mean achieving performance benchmarks that move the company forward,” says Ronald Lear, the CMMI Institute’s Director of IP Development. Organisations of all sizes are coming to grips with an increasingly troubling paradox. On one side, regulators…
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26th February 2019 0

Bracing for the Next Small Business Credit Crunch

When it happens, be ready for a painful and significant slowdown in small business financing. For small business owners, raising capital has never been as easy as it is today. Banks have eased credit to small businesses. Fintech startups are expanding online lending options. And business lending opportunities have looked so promising even tech giants,…
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19th February 2019 0

Forget Sandboxes: Why Governments Should Accept Licensing From Other Jurisdictions

When the UK’s Financial Conduct Authority announced the first round of Fintechs for their regulatory sandbox in 2015, it was heralded as a progressive move and reinforced the UK’s dedication to financial innovation. The FCA is now hosting their fourth cohort of companies, and it is evident that this may not be the right model…
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15th February 2019 0